About You
Age
Annual Income
Used for financing estimates
State of Residence
Your Procedure
What are you planning?
Number of cycles
1
Avg. 10–15 eggs/cycle at ages 27–30
Years of storage
5 yrs
Insurance
Coverage type
Is your employer self-insured? (ERISA)
⚠ Large employers are often self-insured — this overrides state fertility mandates
Fertility benefits in your plan?
Deductible remaining
Out-of-pocket max
Partner / Sperm
Sperm source
Male factor infertility involved?
ICSI adds $1,000–$2,500 per cycle